 Total, adjusted for loans securitised or otherwise transferred | | 4.2 | 3.8 | 3.4 | 3 | 2.7 | 2.4 |
| Total, adjusted for loans securitised or otherwise transferred | Loans securitised or otherwise transferred | | -2.9 | 3 | 3.1 | 2.9 | 3 | 3 |
| Total, recorded in the assets of the balance sheet | | 5.4 | 3.9 | 3.4 | 3 | 2.7 | 2.3 |
| Total, recorded in the assets of the balance sheet | up to one year | Consumer credit | | -25 | -25.5 | -28.4 | -30.4 | -25 | -27.8 |
| Lending for house purchase | | 10 | 10.1 | 8.8 | 5.7 | 2.8 | -0.3 |
| Other lending | | -0.1 | 0.3 | -3.3 | -4.7 | -5.4 | -4.1 |
| over one year and up to five years | Consumer credit | | 1.9 | 1.4 | 1.8 | 2 | 2 | 1.9 |
Lending for house purchase | | 2.3 | 1 | -0.3 | -2 | -3 | -3.4 |
| Other lending | | -1.8 | -4 | -6.3 | -7.5 | -9.2 | -14.9 |
| over five years | Consumer credit | | 7.9 | 7.6 | 6.7 | 6.6 | 6.4 | 6.3 |
| Lending for house purchase | | 5.8 | 4.1 | 3.7 | 3.3 | 3 | 2.6 |
| Other lending | | 2.2 | 2.9 | 3.2 | 3.5 | 3.2 | 3.1 |
| Lending for house purchase | | 4.3 | 3.9 | 3.5 | 3.2 | 2.9 | 2.6 |