Quarterly survey on the assessment of financing conditions : Credit constraint perception

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Quarterly survey on the assessment of financing conditions : Credit constraint perception

Indicator			Credit constraint perception
Frequency			Monthly
Time			2022M10	2023M1	2023M4	2023M7	2023M10	2024M1	2024M4	2024M7	2024M10	2025M1	2025M4	2025M7	2025M10


Branch of activity	Size of enterprise
Total	All enterprises		35.7	34.3	39	37.3	41.8	27.6	25.5	20.7	12.7	11.2	15.5	11.4	13.6
	Small (1 - 49 workers)		35.8	32.5	38.9	38.4	40.5	30.3	27.5	21.8	15.1	13.1	16.4	11.5	15.1
	Medium (50 - 249 workers)		33.7	33.3	41.8	39.7	45.5	25.2	26.9	22.2	13.1	9.1	12.6	10.3	13
	Large (250 - 499 workers)		25	34.4	28.4	27.1	32.8	15.6	12.7	13	6.8	3.1	10.9	11.1	9.3
	Very large (500 and more workers)		27.7	27	27.4	31.8	40	23	21.7	15	11.3	12.5	17	5.3	8.2
Manufacturing industry	All enterprises		30.2	30.5	38.8	37.4	41.5	25.9	24.9	18.4	13.4	9.7	13.5	10.3	11.2
Business-related services			45.7	41.7	41.1	37.6	42.8	30.8	26.2	23.3	11.2	13.3	18.6	13.7	15.7
Building industry			29.1	27.2	30.6	35.5	39	24.2	26.1	24.8	15.7	11.9	14.6	7.1	18.1

Data extracted on 10 Dec 2025 15:47 UTC (GMT) from NBB.Stat

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