Sector and loan type
Observed results in:
Change in credit standardsHide subtree Total evolution12.50012.5012.512.512.50
Total evolutionShort-term loans12.50000012.5250
Long-term loans12.50025012.512.5250
Influence of cost of funds and balance sheet constraintsCosts related to your bank's capital positionInformation on item12.512.512.525025-12.5-12.50
Your bank's ability to access market financing (e.g. money or bond market financing, incl. true-sale securitisation)Information on item000000-12.5-12.50
Your bank's liquidity position000000-25-12.50
Influence of pressure from competitionCompetition from other banks-12.500000-12.500
Competition from non-banks000000000
Competition from market financing000000000
Influence of perception of riskExpectations regarding general economic activity00012.5252512.52512.5
Industry or firm-specific outlook00012.512.52512.512.50
Risk on the collateral demanded000000000
Influence of the risk tolerance0000012.512.500
Overall terms and conditions012.512.512.512.512.512.512.50
Price terms and conditionsYour bank's margin on average loans (wider margin = tightened, narrower margin = eased)012.512.512.52512.512.512.5-12.5
Your bank's margin on riskier loans012.512.512.5252512.512.50
Other terms and conditionsNon-interest rate charges12.512.512.512.500000
Size of the loan or credit line-12.50012.525012.500
Collateral requirements0000000250
Loan covenants-12.500000012.512.5
Change in demandHide subtree Total evolution-2512.50-12.50-12.5-12.5-12.50
Total evolutionShort-term loans-2500-12.50500-12.5-12.5
Long-term loans-2512.50-12.50-12.5-25-250
Influence of financing needsFixed investment-12.512.5-12.5-12.50-25-12.5-250
Inventories and working capital-12.500005025-12.50
Mergers/acquisitions and corporate restructuring-12.512.50-12.5-12.5-25012.50
Debt restructuring-12.512.50-12.512.537.512.512.512.5
General level of interest rates012.512.500-12.5000
Influence of the use of alternative financeInternal financing000000000
Loans from other banks000000000
Loans from non-banks00-12.5-12.50-12.5000
Issuance of debt securities000000000
Issuance of equity000000000
Data extracted on 11 May 2021 14:08 UTC (GMT) from NBB.Stat


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