Sector and loan type
Observed results in:
Change in credit standardsHide subtree Total evolution-12.5000002512.50
Total evolutionShort-term loans00-12.50002512.50
Long-term loans-12.50-12.50002512.50
Influence of cost of funds and balance sheet constraintsCosts related to your bank's capital positionInformation on item0000002512.512.5
Your bank's ability to access market financing (e.g. money or bond market financing, incl. true-sale securitisation)Information on item00000012.500
Your bank's liquidity position000-12.50012.500
Influence of pressure from competitionCompetition from other banks-37.5-25-12.5-25-37.5-25-25-12.50
Competition from non-banks000000000
Competition from market financing000000000
Influence of perception of riskExpectations regarding general economic activity-12.5000002500
Industry or firm-specific outlook-12.500000000
Risk on the collateral demanded000000000
Influence of the risk tolerance-12.500000000
Overall terms and conditions-12.5-12.50-12.5-12.5-12.50012.5
Price terms and conditionsYour bank's margin on average loans (wider margin = tightened, narrower margin = eased)-25-37.5-25-37.5-37.5-12.512.5012.5
Your bank's margin on riskier loans-12.5-12.5-25-12.5-12.5-12.525012.5
Other terms and conditionsNon-interest rate charges0000-12.50012.512.5
Size of the loan or credit line-25-250-12.5-250-12.5-12.50
Collateral requirements-12.5-12.50-12.500000
Loan covenants-12.5-12.50-12.5-12.50-12.5-12.50
Change in demandHide subtree Total evolution2512.512.52512.537.512.5-2512.5
Total evolutionShort-term loans12.512.512.52512.537.50-250
Long-term loans2512.512.5252537.512.5-2512.5
Influence of financing needsFixed investment2512.512.50037.512.5-12.512.5
Inventories and working capital002512.50250-12.50
Mergers/acquisitions and corporate restructuring12.52512.5252512.50-12.512.5
Debt restructuring012.512.52512.512.50-12.512.5
General level of interest rates12.525025252512.5012.5
Influence of the use of alternative financeInternal financing000000000
Loans from other banks0-12.50-12.5-12.5-12.5000
Loans from non-banks000000000
Issuance of debt securities00-12.5000000
Issuance of equity000000000
Data extracted on 16 Sep 2019 13:28 UTC (GMT) from NBB.Stat


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