Sector and loan type
Observed results in:
Change in credit standardsHide subtree Total evolution2512.50012.5012.512.512.5
Total evolutionShort-term loans2512.50000012.525
Long-term loans2512.50025012.512.525
Influence of cost of funds and balance sheet constraintsCosts related to your bank's capital positionInformation on item2512.512.512.525025-12.5-12.5
Your bank's ability to access market financing (e.g. money or bond market financing, incl. true-sale securitisation)Information on item12.5000000-12.5-12.5
Your bank's liquidity position12.5000000-25-12.5
Influence of pressure from competitionCompetition from other banks-25-12.500000-12.50
Competition from non-banks000000000
Competition from market financing000000000
Influence of perception of riskExpectations regarding general economic activity2500012.5252512.525
Industry or firm-specific outlook000012.512.52512.512.5
Risk on the collateral demanded000000000
Influence of the risk tolerance00000012.512.50
Overall terms and conditions0012.512.512.512.512.512.512.5
Price terms and conditionsYour bank's margin on average loans (wider margin = tightened, narrower margin = eased)12.5012.512.512.52512.512.512.5
Your bank's margin on riskier loans25012.512.512.5252512.512.5
Other terms and conditionsNon-interest rate charges012.512.512.512.50000
Size of the loan or credit line-12.5-12.50012.525012.50
Collateral requirements0000000025
Loan covenants-12.5-12.500000012.5
Change in demandHide subtree Total evolution12.5-2512.50-12.50-12.5-12.5-12.5
Total evolutionShort-term loans0-2500-12.50500-12.5
Long-term loans12.5-2512.50-12.50-12.5-25-25
Influence of financing needsFixed investment12.5-12.512.5-12.5-12.50-25-12.5-25
Inventories and working capital0-12.500005025-12.5
Mergers/acquisitions and corporate restructuring0-12.512.50-12.5-12.5-25012.5
Debt restructuring0-12.512.50-12.512.537.512.512.5
General level of interest rates12.5012.512.500-12.500
Influence of the use of alternative financeInternal financing000000000
Loans from other banks000000000
Loans from non-banks000-12.5-12.50-12.500
Issuance of debt securities000000000
Issuance of equity000000000
Data extracted on 02 Mar 2021 14:17 UTC (GMT) from NBB.Stat


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